Best Medical Card in Malaysia
In Malaysia, it is important to select the best medical insurance card plan for yourself and family, whether you are a local or an expatriate. This is because Malaysia provides premium medical treatments. With this, comes hefty healthcare costs. Our Medical insurance plans comes from a few prestigious international medical insurers. Medical Card products in Malaysia and throughout the world is continually evolving. Now it is the right time for you to start getting protected.
Look no further if you want the top medical card in Malaysia. you can always request a quote and our dedicated staff will revert to you promptly. If you are diagnosed with a critical illness, getting a suitable medical card is very important as this will ease you financial burden. This could be the key to the medical battle due to the soaring cost of health treatments. Our cards will gain you to even the top hospitals or medical facilities in Malaysia and worldwide. The medical insurance we offer comes with comprehensive benefits and will protect you at every corner of this world. You get protected not only against the cost of hospitalization, but also for the cost of medications, checks, etc.
With us, you can compare top medical insurance plans from a few prestigious providers. We work with a total of 9 of them. Our tailored solutions will let you choose options to compliment a fundamental plan. Therefore you get what you require at your budget. Our plans are comprehensive and will cover a wide range of medical treatments, including pregnancy, optical, health check and pre-existing conditions medical treatments.
Medical Card Importance
Having a medical insurance card is one of the most utmost protection for anyone to have, regardless of the age, the job and the location of stay. However, despite the importance, this insurance scheme is often very much overlooked by many individuals, from young to old, especially the younger people. This insurance scheme is important for you as the medical card will help you to preserve your hard-earned wealth which you used your life and energy to acquire.
As such, it is also important to also review your health insurance policy. You need one which is beneficial for you with regards to the relevant conditions you are in. Many individuals are working very hard and sadly, having a decent health insurance policy if often overlooked. The hard truth is that the accumulated wealth that has been a subject of hard work, stress and energy as opened to drainage if there is no adequate insurance policy to inforce it. This is because all the money will result to go to medical bills in the future. In life, there are a few things that are certain. First and foremost, death is certain. Another area that is certain is the taxes imposed by the government of the country. One more thing that is certain and has been over-whelming especially since recent times are increase hospital bills. Hospital bills are extremely expensive these days.
As mentioned, it is important to review the type of medical card you have, especially if the medical card has been effective since over 5 years ago. Review it and realize the lifetime limit the medical insurance scheme have. Whether or not, adequate benefits are offered so you can live a comfortable life, where your finances are truly protected.
Many younger individuals will have a mindset that they are considered very healthy and medically invincible. This is very far from the truth as medical conditions often comes at the least expected time. Many individuals will come to the realization of the importance of health insurance when they reach the senior age group, as this is when adverse health situations and bodily weakness occurs more frequently. Remember, no matter how healthy anyone is, anyone can be affected by a medically adverse situation.
Many will realize the importance of medical insurance and will look into the health insurance coverage they have. They also start to realize they actually have a health protection offered by their company. One thing to note is that company insurance schemes will not offer protection upon your departure from the company or retirement. If you are struck with an adverse situation while you are insured only by a policy that is given by your company, what if the adverse situation will force you into leaving the company? This is why it is necessary to have your own insurance scheme. Another thing to realize about the health insurance offered by companies is the limits it have. Some questions you may ask – will I be covered for a chronic illness? Will I be covered for a critical illness? Or will I be covered for injury or visits to private hospitals? This is where you must thoroughly screen through your present medical insurance scheme and decide whether it is necessary to acquire another health insurance policy. In essence, you need to be protecting your wealth and assets.
Get the Medical Protection you need
Keep reminding yourself, is it ok to earn money or get rich for other people? Such as working extremely hard day by day, just to somewhat be saving money for another person? Without a proper health insurance, it is as good as getting rich or striving to gain a lot of money for giving it to a doctor. In Malaysia, there are treatments that can cost up to 300,000 RM (Leukemia), some cost more. A common illness like an injury can cost 30,000 to 50,000 RM to treat. This is why medical the cost of medical treatments should definitely not be over looked by anyone, regardless of your age, job, location, etc.
In post-retirement, a proper health insurance is highly essential. In fact, you can even say it is a pre-requisite. In post-retirement, the only money you have is your savings and your assets. It is a huge waste to be accumulating these materials over your lifetime just for the money to end up going to the hospitals. Ideally, you should not be going from having a comfortable life, to have an uncomfortable one. You need the peace of mind, knowing that all your finances is properly taken care of.
Within our insurance organization and given the amount of experience we have (over 40 years as a business and literally over a hundred years in terms of accumulated personnel experience), we will know what type of insurance policy is best for you. All you have to do is just to fill out a form to request for a quote and we will do the rest for you, in terms of formulating the best plan for your budget.
Our medical insurance card takes the best features of any insurance cards you can find in the market. For example, most health insurance policies will offer you only inpatient benefits, meaning that you have to stay overnight in the hospital before you are allowed to claim from the insurance company.
As mentioned, it is important to see the features of your medical card. Should you choose us as your health insurance provider, you will gain access to outpatient benefits. Meaning you can consult a specialist in the day and be financially protected for it. Also, you can receive day treatments. What is more, you can see your family doctor, get the medications and also have the treatment covered. Given the generous benefits and limitations, this is an excellent way to protect your finances at whatever age you are.
Most health insurance features a maximum entry age of 65 years old. Some better ones allow an entry age of 70. For use, the health insurers we work with will allow you to commence membership even though you are older than 70.
Most insurers will also allow a coverage for you until you reach the age of 80. The medical insurance we offer will allow you to be covered even much beyond the age of 80. Be sure to consider the amount of doctors visitations you can have in a year. At Bupa Malaysia, there is very generous limitations on the maximum amount of times you can consult the doctor
Best Health Insurance Plan
Our health insurers aims to increase life expectancy and your risk of big loses from hefty medical treatment charges, giving you cashless access to medical facilities throughout Malaysia and worldwide. The medical card will cover your bills to ease your expenses. This way, you can sustain your peace of mind where ever you are and what ever the time is.
Insurance Advantages for yourself & family
The insurers we work with makes insurance easy. However, we do facilitate some critical processes, such as claims matters. We can assist you effectively we minimal effort from your side. In fact, with us, you could get your medical claims done in less than a minute, literally. Request a quote today and compare from a few of the top health insurers worldwide – you may read the introduction of the companies in our website. We guarantee an optimal outcome in you getting the health package you need for yourself and family.